gold loan

Trichur Financial Services - Gold Loan

Loan Period Minimum Interest
01 to 60 days 16%
61 to 90 days 17%
91 to 120 days 18%
121 to 180 days 24%
181 and above 30%

30 days interest payable scheme.

Interest slab changes: Shift from the date of remittance of outstanding interest in complete.

Businesss loan

Trichur Financial Services - Default Scheme Details for Business Loans

Loan Period Interest Rate
1 Year 13%
2 Years 14%
3 Years and Above 15%

Charges

  • Service Charge: 2% + GST 18%
  • Documentation Charge: 500 + GST 18%

Documents Required (Borrower)

  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy
  • Cheque (4 Nos.)

Documents Required (Guarantors)

  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy

personal loan

Loan Scheme Details

Loan Scheme Details

Term Interest Rate Charge Type Charge Amount
1 Year 13% Service Charge 2% + GST 18%
2 Year 14% Documentation Charge 500 GST 18%
3 Years and Above 15%

Borrower Requirements

  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy
  • Cheque 4 Nos.

Guarantor Requirements

  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy

consumer loan

Trichur Financial Services - Default Scheme Details for Consumer Loan

Loan Period Interest Rate
1 Year 12%
2 Years 13%
3 Years and Above 15%
Charges
  • Service Charge: 2% + GST 18%
  • Documentation Charge: 500 + GST 18%
Documents Required (Borrower)
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy
  • Cheque (4 Nos.)
Documents Required (Guarantors)
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy

machinery loan

Machinery Loan Scheme Details
Machinery Loan Scheme Details
Term Interest Rate Charge Type Charge Amount
1 Year 13% Service Charge 2% + GST 18%
2 Year 14% Documentation Charge 500 + GST 18%
3 Years and Above 15%
Borrower Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy
  • Cheque 4 Nos.
Guarantor Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy

other loans

Other Loans Scheme Details
Other Loans Scheme Details
Term Interest Rate Charge Type Charge Amount
1 Year 13% Service Charge 2% + GST 18%
2 Year 14% Documentation Charge 500 + GST 18%
3 Years and Above 15%
Borrower Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy
  • Cheque 4 Nos.
Guarantor Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy

property loan

Property Loan Scheme Details
Property Loan Scheme Details
Term Interest Rate Charge Type Charge Amount
1 Year 13% Service Charge 2% + GST 18%
2 Year 14% Documentation Charge 500 + GST 18%
3 Years and Above 15%
Borrower Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy
  • Cheque 4 Nos.
Guarantor Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy

vehicle loans

Vehicle Loan Scheme Details
Vehicle Loan Scheme Details
Term Interest Rate Charge Type Charge Amount
1 Year 13% Service Charge 2% + GST 18%
2 Year 14% Documentation Charge 500 + GST 18%
3 Years and Above 15%
Borrower Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy
  • Cheque 4 Nos.
Guarantor Requirements
  • Aadhar Card
  • Pan Card
  • Photo
  • Document Copy
  • Tax Receipt Copy

Investment Options

Reinvestment Debenture Scheme Quarterly Compounding - Secured Redeemable NCD Example Rs. 100000/-
Tenure 10% for 12 months 11% for 36 months 12% for 60 months Doubling in 72 months
Monthly 833.33 916.66 1000 0
Quarterly 2500 2750 3000 0
Half Yearly 5060 5580 6090 0
Yearly 10380 11460 12550 0
On Maturity 110380 138480 180610 203280
Maturity Yield 10.38% 12.8265% 16.122% 17.2135%