consumer loans Trichur Financial Services - Default Scheme Details for Consumer Loan Loan Period Interest Rate 1 Year 12% 2 Years 13% 3 Years and Above 15% Charges Service Charge: 2% + GST 18% Documentation Charge: 500 + GST 18% Documents Required (Borrower) Aadhar Card Pan Card Photo Document Copy Tax Receipt Copy Cheque (4 Nos.) Documents Required (Guarantors) Aadhar Card Pan Card Photo Document Copy Tax Receipt Copy