Registered office
Ist Floor, SUN Tower, East Fort,Thrissur Dist, Pin-680005.
Ph : 0487-2990016
Email : trichurfinancialservices@gmail.com
Corporate Office
2nd Floor, JAC Tower, East Fort , Thrissur District.Pin-680005
Ph : 0487-2420709, +919072720709
Email : trichurfinancialservices@gmail.com
About Us
"Trichur Financial Services: Empowering Financial Growth Since 1996"
A non-deposit taking NBFC promoted and established in the year 1996 by a group of retired Bank Executives. The Company is primarily engaged in providing loans against gold and other securities to its customers. In addition to this, the Company also provides high-yielding investment opportunities through the issue of Debentures.
Your Trusted Financial Partner
Vision
Desire to be the primary financial institution to everyone, regardless of background or economic standing, providing differentiated financial products and services to help them to achieve their aspirations.
Mission
To provide progressive and superior financial solutions to the society by delivering great personal services and the best financial products. We are dedicated to servicing the customer’s best interest, to provide value relative to cost and to earn their trust and confidence by operating in an ethical and financially sound manner. Our goal is to maintain qualities and to be the preferred brand in the non-banking financial industry.
board of directors
About Our Chairman
Mr Jacob Davis Thottan A post graduate with 37 years of banking experience in different categories and retired as Chief Manager from Catholic Syrian Bank. Former Kerala State Hockey Team Captain, National Hockey Referee and State Football Referee. Interested in other financial activities including stocks, shares and mutual funds.
About Our CEO
Joju Andrews C, experienced banker with 35+ years in banking and 7+ years in auditing. Worked at CSB Bank for 28 years and held leadership roles in Laos, Mozambique, and South Sudan. Skilled in risk management, MIS, and business development. Joined Trichur Financial Services in 2023 as Executive Director and became CEO in March 2024.
Key Managerial Personnel
About Our Key Managerial Personnel
Joy Gopan (Chartered Accountant )Assistant General Manager
A finance professional with over 30 years of experience in finance and management. Worked for Big 4 accounting firms and multinational companies at Management level in India and UAE. Mr. Joy is a Chartered Accountant and holds a Masters Degree in Commerce.
About Our Head Of Accounts
Mr. Jose Chirayath
Jose G Chirayath, experienced accountant with 25+ years in finance and accounting. Part of our Company since 2000. He is a seasoned accountant specialised in managing and utilising the financial resources of the Company effectively and efficiently.
About Our Head of Operations
Viji Vargheese
An expert in Finance, Auditing and Risk management functioned as Assistant General Manager in a leading NBFC for 22 years and holds a degree in Commerce. He is much experienced in operational matters like handling different types of loans, credit policy scrutiny, customer & staff base fraud analysis, legal matters, branch wise compliance analysis, controlling micro finance.
Our Services
- Gold Loan
- Business Loan
- Personal Loan
- Consumer Loan
- Machinery Loan
- Property Loan
- Vechile Loan
- Other Loans
- Debenture
- Sub-Ordinate Debt
- Inter Corporate Deposit
- Professional Management
- Tailor Made Products
- Courteous Service
- Hassle free Documentation
- Relationship beyond lending
- Explore our diverse investment options tailored to suit your financial goals and pave the way for a prosperous future.
Service Charge DetaIls
Processing Fee 2 % of Loan amount+ GST
No processing Fee for Gold Loans.
Documentation Charges Rs.500+ GST other than gold loans.
Gold Loan rate of interest 16% p.a
Other Loans rate of interest rate 13% (flat) for 12 months,14 % (flat) for 24 months & 15% flat for 36 months
PRODUCTS
LOAN Provided by Trichur Financial Services
Gold Loan
A smarter way to sail through an emergency cash. It is simple and quick and gets you the much-needed funds instantly. The most convenient and hassle-free way to get funds instantly. Your gold is safe with us and you don't need to worry about the physical security of your gold ornaments, as it was fully covered under insurance and also, we have a well-protected walt to safeguard your gold ornaments.
Business Loan
The product is strictly intended for business purposes. This is a loan product offered to business owners who have a running business, but requires external fund, for operations. The product can be used as working capital for running business units to cover the shortfall in cash needed to run a business.
Personal Loan
An amount of money that you can borrow to use for a variety of purposes. For instances, you may use a personal loan to consolidate debt, pay for home renovations, plan a dream wedding, to meet urgent medical expenses, medical bills, financial costs, vacation costs and many other unexpected expenses. Generally, can be used for any expenses.
Consumer Loan
A novel scheme which offers customers to buy household goods and appliances and even personal devices. These include Television sets, Air conditioners, Home Theatre systems, Refrigerators, laptops, Mobile Phones, Cameras and even Modular Kitchens.
Machinery Loan
These are loans that assist Companies in purchasing Machineries and Equipments in order to establish or develop a company or industrial unit. This is an excellent tool because it helps the company to boost overall efficacy while maintaining regular operating parameters. Machinery loans are a profitable choice because they enable business owners and manufacturers to obtain better and more efficient machinery, allowing them to improve efficiency and benefit from sales and distribution.
Property Loan
A secured loan that is sanctioned against the asset pledged as collateral. This asset can either be an owned land, a house, or any other commercial premises. The asset remains as collateral, until the entire amount is repaid. The property’s market value is assured and the loan is given as a certain percentage of the property’s current market value. The loan amount typically ranges from 40% to 50% of the market value of the collateral offered
Vehicle Loan
It is a loan that allows to purchase two and four wheelers for personal use. The facility can also be extended to purchase commercial as well as heavy vehicles. These loans can either be short term or long term, repayment period ranging from 1 year to 7 years, depending upon the repayment capacity of the borrower.
Other Loans
A tailor-made, hassle-free loan facility suited for any purpose, including payment of education expenses, hostel fee, club membership etc, etc
Our Branches
| Branch | Address | Phone | Date of Opening | |
|---|---|---|---|---|
| Thrissur | Ist Floor, SUN Tower, East Fort,Thrissur Dist, Pin-680005. | 0487-2990016 | trichurtfs@gmail.com | Since 1996 |
| Varandarappilly | No.XII/380 A,380B ,Ground Floor,Pound Junction, Varandarappilly,Thrissur Dist, Pin-680303 | 0480-2992009 | vplytfs@gmail.com | 08.01.2023 |
| Althara | 1st Floor, A Vee's Building, Kunnathur, Punnayurkulam (PO),Althara, Thrissur Dist, Pin-679561. | 0487-2994117 | altrtfs@gmail.com | 28.01.2023 |
| Ponnani | PM 18/18,Edappal Road, Near mosq, KK Junction,Ponnani-,Malappuram Dist, Pin-679577 | 0494-2942391 | pnnitfs@gmail.com | 08.03.2023 |
| Changaramkulam | Zameema’s Centre, Building no. 6/764-I-J-K, First Floor, (LandMark : Ayswarya Gold Palace), P.O. Road, Changaramkulam-679 575 | 0494-2942117 | cklmtfs@gmail.com | 08.03.2023 |
| Anchangadi | T1st Floor, Aisunny Complex, Opp. SBI, Kadappuram P.O., Thrissur-680514 | 0487-2081809 | anchtfs@gmail.com | 17.07.2024 |
